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 Few tips to CHOOSE THE RIGHT OFFSHORE Internet Merchant Account PROVIDER

A merchant account is needed for your business when you want to accept credit card payments from your customers. This is one of the easiest and most efficient methods to increase your customer base.

“Internet Merchant Account” is a type of merchant account for your online business. It can actually do wonders for your internet business. If you have it, the number of repeat purchases and getting of new customers will be very high. Once you have it you will be able to get your payments extremely soon. The Merchant Accounts allow you to take payments from your customers in a variety of ways such as debit and credit cards. They will also make the transactions much safer and efficient. For the customers, the shopping experience will be pleasant and therefore, they will return to buy some more. But, different providers have many different policies and therefore, you should do some research before opening a merchant account. Beware, that all merchant accounts may not help you to increase profits. This article provides you some basic questions that you should ask the providers before you decide on your choice of the service provider. The questions are as follows:

  • The 1st question should be: Do you need separate permissions or authorizations for the various types of transactions? It should be followed by: What are the extra charges that will be applied if you need to accept payments both offline and online?
  • Then you should find out if you can accept payments through networks other than MasterCard and Visa. This will include debit/credit cards by American Express and Discover.
  • Then you should know what the discount rates are for each type of transaction that you may do in your business.
  • Find out which all fees they will be charging for your “Internet Merchant Account”. Some of the fees’ are gateway access fee, per – transaction fee, cancellation fee, customer support fee, statement fee and minimum monthly fee, among others.
  • Then, find out if you have to process all those charges by yourself or it will be done automatically.
  • One of the most important questions to ask is what are the security features of the merchant account that you will be getting? This should include a secure and safe payment gateway.
  • And finally you should ask them about the software provided with the “Internet Merchant Account” and also the services you have to buy in order to accept payments from your customers on the internet.

The answers to these 7 questions should mostly help you make your choice of the merchant provider or at least you would have brought down the choices of the providers to 2 or 3. These questions will also make you aware of the policies that are followed by different merchant account providers. You should also visit the websites and also read some feedbacks. Also, talk to you friends or colleagues about the account providers they are doing business with.

Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account, high risk ach account or offshore merchant account for a high risk merchant.