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DIFFERENT TYPES OF CREDIT CARD NUTRACEUTICAL MERCHANTS AND THEIR ADVANTAGES

If you run a search on any popular search engine regarding merchant services you will be bombarded with thousands of results linking to websites providing “Merchant Credit Card Processing Accounts” and “Credit Card Merchant Services”. But, there are only a very few companies who provide a wide range of “Merchant Credit Card Services” that suits every online merchant’s business needs. If you are wondering why there are so many different types of accounts then here is the answer: Each ecommerce or online business is different from the other and therefore to cater to their needs there are many types of credit card merchant accounts. To increase your customer base and increase profits you need to have the account that is most suitable for your business.

There are several processors who offer you a full package of “online credit card merchant account services”. The different types of credit card merchants and each of their advantages are given below.

  • “3rd Party Merchant Online Credit Card Processing” – In this type of processing of credit cards you don’t have to obtain a merchant account to process credit cards. The 3rd Party Processor will have the merchant account with which your transactions will be linked. Different processors have different processing rates and different monthly minimums. This option is a great one of those merchants who have received a TMF. It is also a good option for “low volumes credit card merchants”, “high risk credit card merchants” and other types of credit card merchants.
  • “Offshore Credit Card Merchant Account” or “International Merchant Account for Credit Card Merchants” – This account is for those ecommerce merchants who cannot get an “Internet Merchant Account” in the United States due to many reasons such as non-compliance to guidelines, credit card history and location. This is one of those credit card processing types which don’t involve a bank in the United States. This service has flexible terms and guidelines, no taxes and extremely low processing fees. There are many provides who offer you this service.
  • “Direct Merchant Credit Card Merchant Account” – This type of account is available every where in the U.K. and the U.S., however, it is hard to obtain because it has harsh rules and guidelines for online credit card merchants. You should go to a provider who has affiliations with several U.K. and U.S. banks.
  • “Online Merchant Credit Card Services for high risk credit card Merchants” or “High risk merchant account credit card processing” – This type of account is used by high risk credit card merchants with businesses like adult services, pharmaceutical, prepaid, dating and gambling. These businesses are classified as high risk businesses and are not eligible for the normal merchant accounts. The several online casinos are also classified as “High Risk” businesses. If you run a high risk business then choose a high risk merchant account provider whose chargeback fees is very low and has a flexible high risk policy.

Do the proper research and choose the merchant account that is most profitable for your business. Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account or offshore merchant account for a high risk merchant.