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Frequently asked questions about airline
mileage credit cards
This article answers some
of the frequently asked questions about
airline mileage credit cards. Read it
care fully before you get one for your
self.
1)
How can I earn mile points using this
type of credit cards?
By and large, you will get points based
on the number of purchases on the card.
More specifically, it depends on the sum
of the purchases that you have made. For
example, the credit card company may
offer to credit you with 1 point per
$100 you spend. In this case 1 point
means that you have 1 free mile. If he
wants to redeem his miles then he has to
reach the minimum number that is set by
the credit card company to get his free
ticket. Some credit card companies will
double your points for several reasons.
2)
How to redeem my mile points?
All the credit card companies have
affiliations with at least one carrier
or airline. The credit card holder is
allowed to redeem his mile points for a
travel ticket with only those companies
that are affiliated to their credit card
issuer. He can either get a free ticket
or a discount on the ticket based on the
number of points accumulated by him.
This is the reason why you should choose
a company which allows you to redeem
your points with your regular airline.
Therefore, the research you need to do
before applying for the card is all the
more important or else you have to
travel with another airline or forfeit
your mile points.
3)
Is there an expiry date for the points?
This depends on the company that you
have taken your credit card from. Some
of the companies fix a date before which
the holder has to accumulate the minimum
number of points and claim his reward or
else lose all the points accumulated by
him till then. It is always advisable to
take a credit card with an issuer who
does not have a black out date so that
you will get your free air ticket for
sure.
4)
How much is the Annual fee?
This is again company specific. Your
company may charge a price and the
credit card company of your friend may
charge another price. Well first you
have to check if there is annual fee and
second, if it is there then check to see
if it is affordable. The best “Airline
Mileage Credit Cards” either charge no
annual fees or charge a small amount. So
make sure you choose one among the best.
5)
What are “Generic Mileage Credit Cards”?
The primary difference between the
“Generic Mileage Credit Cards” and the
“Frequent Flier Miles Programs” is that
with the credit card you can choose to
fly any carrier or airliner, whereas
with the program you can only choose one
among the affiliated carriers. Most
customers prefer to use the card than
the program because it increases the
number of choices they have by a large
extent. |
