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Visa Debit Card
The functionality of a Visa debit-card
is similar to that of a check; thereby
this card is popularly called as “Visa
check card”. Using Visa debit-card
permits you to purchase, with amount
being cut directly from checking account
of cardholder.
Visa debit-card provides better
transaction service compared to giving
check for each and every purchase.
Since, Visa debit-card is accepted
globally, thereby, this card has become
a convenient option for payment.
The essential characteristics of Visa
debit-card is as listed here:
Firstly, pay for the purchases you have
made: Visa-debit card allows cardholder
to forfeit amount for every purchase by
means of this card. You can also pay for
electricity or telephone bills, shopping
at shopping malls, dining, groceries,
and movie tickets. Visa debit-card
permits you to purchase goods via phone
or internet.
Secondly, security protection: This card
provides secured transactions, since
company monitors cards operations 24*7.
Based on its “0 Liability program”,
every customer is given protection
against the fraudulent and unauthorized
use of card.
Thirdly, Customer assistance: This card
offers the 24*7 support services. The
user of this card can access service, to
account for the stolen or lost cards, or
to inform regarding fraudulent charges
and to get details regarding company’s
services and products.
Fourthly, Updating of monthly account:
Card holder is permitted to check
his/her account transaction and summary
history through phone or internet. Along
with this, the statement of monthly
account is mailed to user with their
detailed information.
Using the Vista-Extras program, every
individual can obtain qualifying
purchase from his/her Visa-debit-card.
Thereby, this plan is obtainable for
Visa-Debit-Cards through a
financial-service provider. The
qualifying purchases under this scheme
includes: bill payments, internet
purchases, phone-order purchases, and
signature-based purchases.
To avail these benefits, one must:
Enrol Visa-debit-card: You can enrol
your card via internet in just few
minutes.
Earn points: the cardholders can earn
points for each qualifying purchase.
Redeem points: You can attain points to
obtain rewards, through the online
facility of Visa Extras. The rewards
include: travel expenses, restaurant
dining expenses, hotel bookings, and
electronic goods.
The next thing you must know is how to
get this Visa debit-card?
You need not have credit history, to
purchase Visa debit-card. Any person can
seek help from his/her
financial-institution to obtain Visa
debit-card for making transactions
easily with their checking account.
Few of the monetary institutions which
offer Visa debit-cards are: “Bank of
America”, “Provident Central Credit
Union”, “Merrill Lynch”, “Barclays Bank
Halifax Bank of Scotland”, “HSBC”,
“Royal Bank of Scotland”, “Lloyds TSB”,
and “Abbey”.
These Visa debit-cards are trademark of
the Visa, if you want to know more about
Visa just log into
www.visa.com.
Visa debit-card is related to funds
which are present in your account. One
can spend only how much amount is there
in their account; this eliminates
accumulating debt risk which cannot be
obtained if you are using credit cards.
So, make use of Visa debit-card and
avail all its benefits and services to
make your purchase as per money in your
account. |
