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MERCHANT ACCOUNT VERSUS PAYPAL

Paypal

1.  Merchant must sign in after a transaction to withdraw funds.

 

Merchant Account

1.  Funds are deposited ASAP, no further work or action is needed by the merchant.

Paypal

1.Does not do phone transactions and mail order transactions are  not available unless you want to go into a lengthy, time consuming process.

Merchant Account   

1. Phone transactions can be used after a manual input is                               made. The same is done with mail orders.

Paypal

1.When you customer receives their statement it will say   Paypal on it. It will show your customer that you are a small business. Ebay uses Paypal for small sellers.

Merchant Account

1.When your customer receives their statement it will say your company’s name on it.

Paypal

1.  When your customer sees that you are a small business he might wonder if the security of the transaction is being breeched  by using a 3rd party processor.

 

MERCHANT ACCOUNT

1.  Your customer sees you as a business that is actively pursuing their business. They do not know how large or small you are. They only know that you can accept –Visa, MasterCard, American Express and Discover. You

are not restricted to any particular credit card.

You and your customer have not not lost as many rights when it comes to charge backs as you would have had with Paypal.

Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account or offshore merchant account for a high risk merchant.