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High Risk ACH Merchant Accounts

High risk ach processing and high risk echeck processing are great additions to your payment processing acceptance methods. More and more customers are asking to pay directly with their bank accounts. A great example of this would be the increase in debit card use over credit card use. Consumers find it easier to pay for products and services by using their checking account instead of using a credit card. The product is paid for in cash and there is no need to pay later on with a credit card. Customers will not have to worry about overspending.

Credit card processing has become less expensive for merchants over the years because of the increase in competition however with new cards especially reward cards the cost of processing has increased overall. Merchants that have chosen to accept ach processing will see a decrease in their overall payment processing fees. Their payouts will be transferred to their bank account faster and there will be a decrease in chargebacks. ACH and echeck processors allow more products and services to be sold since the banks do not have to worry about Visa or MasterCard brands outlining what can and cannot be sold.

Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account, high risk ach account or offshore merchant account for a high risk merchant.