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High Risk ACH Processors

High risk check processors are adding more clients now than ever before. These clients for the most part have processed card payments previously or are currently processing card payments. These merchants have realized that it is easier for them to run their transactions by debiting their customer’s bank account directly without having to worry about processing cards and worrying about high fees for the transactions being easily charged back.

Over the recent years, customers have changed direction away from using their credit card and have started paying for items directly from their checking account. The rise in debit card use is a great example of this. Merchants have concluded that customers using their debit card will also use a direct account debit process such as ACH or echeck processing. This helps to save the company money by having fees much less expensive than normal credit or debit card processing. Customers do not see a difference because money is being transferred from their bank account at the same time it would have if they were using a debit card. Companies using the system will also increase their cash flow dramatically from having their customers pay with regular paper checks. Echeck and ACH processing is becoming more popular each day.

Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account, high risk ach account or offshore merchant account for a high risk merchant.