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THE LOWEST RATES...
MOST BUSINESS TYPES...
WE SAY YES WHEN
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High Risk Check Processors

High risk echeck processing is the best alternative or addition to your normal payment processing solutions. Echeck processing will allow your company to start debiting your customer’s bank account. The rates and fees will be less expensive with echeck processing since there are no card brands that need to be paid from the discount rate but just the bank and processor. Since Visa and MasterCard are not involved with the sale, there are no regulations from them that have to be followed. A merchant’s chargebacks and returns can be high and the only deciding factor is the bank that is accepting risk on the accounts.

Chargebacks and refunds are able to go above the preset levels that Visa and MasterCard has set for their merchants. If a merchant’s chargebacks, retrievals or refunds approach or exceed a certain level banks and processors are more likely to close the merchant’s account because of the set levels mandated by the card brands. When a merchant begins to accept echecks they are no longer mandated to stay within these levels because of they are not using the card brands but just a payment system that does not institute specific rules and regulations concerning these transactions.

Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account, high risk ach account or offshore merchant account for a high risk merchant.