To accept payments through gift cards, debit cards, credit cards and other such methods you need the merchant account. It is now a proven fact that the businesses need a merchant account to compete in the market. The merchant account is mostly used to accept electronic and credit card payments for your ecommerce website. This sort of process is also called merchant card processing or credit card processing.

Most of the normal merchant accounts have a limit for the number of transactions that can be processed using that account. To process an unlimited amount of sales volume you would need the “High Volume Merchant Account”. It increases your operating capacity where you will be able to process astronomical number of customers and their credit card transactions. These accounts are best utilised by companies which need a merchant account for ecommerce business, particularly those which face the issues of risk management and the high sales volume. Companies which make high volume transactions every month need a provider of merchant account who can provide them with an account that has the capability to process a high volume of sales. If the business does not have such an account then it will restrict the turnover of the business to the limit of the merchant account.

Any “High Volume Merchant Account” is a multi – currency account. It allows the account holder to charge and present his clients in various currencies and also has the choice to settle the payments in your choice of currency.

In most cases, these “High Volume Merchant Accounts” are measured to be high risk businesses because of the higher chances of fraud and charge backs. Also, these accounts involve huge transaction volumes which require the system to take care of issues such as uninterrupted service, customer support, fraud minimization, speed, scalability and security.

The biggest advantage of the high volume merchant account is expanding the company’s potential exponentially and high degree of improve in performance of the online business. The virtual terminal is an important feature of the “High volume merchant account” as it helps to reform the operations and documentations to a big extent. A high quality “High Volume merchant account” will result in higher volume of sales, increase in profits and more savings.

High volume does not necessarily mean high risk. If your business needs a “High volume merchant account” and you do not get it because you think that high volumes are high risks, then you are making one of the biggest blunders of your life. High volume is not high risk is proved by the fact that your business does not have to be in the so – called illegal activities such as pornography or gambling. Your business needs a “High Volume Merchant Account” when it transacts between a range of $10,000 and $10 million or even greater than that.

Some of the benefits of “High Volume Merchant Accounts” include virtual terminal, savings and reduced rates, statement and account history reporting, protection from fraud and shopping cart.

Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account, high risk ach account or offshore merchant account for a high risk merchant.