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IN WHAT WAYS CAN TOBACCO CREDIT CARD PROCESSING BE SETUP?

Credit cards are accepted through various terminals and online gateways. It is not that a customer gives the credit card and the merchant accepts it as a payment. But the credit card has to be processed through the credit card terminals and various other modes of card processors.

Merchants usually accept various credit cards to receive payments from the customers.

Internet is a must to accept credit card from the customer. On the internet, there is a POS (Point of Sale) terminal which is totally based on the web. This system helps to accept and process the credit card online. A computer and internet connection is required for the functioning of the POS terminal. Other hardware and telecommunication device is not actually required.

One of the examples of the card processor is the Orbital Virtual Terminal which is the most reliable and convenient system. A set of comprehensive payment and management function is offered by the virtual terminals. It includes shipping, retrieving, reviewing the batch processing and so on. Batch processing is done automatically by the virtual terminals or a merchant may customise the virtual terminal to a manually operated system. The reports of the batch processing are generated at the end of the day or a merchant can view the record during the day by simply logging in to the virtual terminal.

With the virtual terminals that process the credit cards, a merchant can easily look into the orders undertaken previously. These terminals provide a safe transaction. While logging in, a merchant may be asked to key-in the password multiple times in order to maintain safety. The system specializes in processing of the credit card transactions, capturing of bad credit cards, making refunds and also authority inclusion.

The other mode of accepting credit card is through mobile billing system. This is carried out through a cell phone that we use in our daily lives. In this process, the credit card information has to be typed in from your cell phone to make payments or it can also be done by making a call to some toll free number and following the instructions of the IVR (Interactive Voice Response) system. The processing of the credit card through a cell phone will cost around ten dollars per month which is cheaper as compared to other means of making payment but there are some high level companies that charge up to thirty dollars in a month. Unlike the credit card terminals, cell phone processing takes two working days for the funds to be deposited into the respective account whichever bank in the country. There is no need of buying computers, printers and terminals like in credit card terminals but only a cell phone is required.

Technical background of these services provides a toll free number which is useful to the merchant to ask for any kind of assistance regarding the cell phone payment systems. The processing of the credit card through the cell phone is done by calling these toll free numbers and following the instructions accordingly. All transactions are encrypted to a high level of security to assure a safe transaction. Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account or offshore merchant account for a high risk merchant.