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Ecigarette Merchant Account Bank Solutions
 

The ecigarette industry is considered high risk for several different reasons, mainly that what is being sold is not FDA approved as well as there is an age limit for ecigarettes similar to tobacco. Even though ecigarettes are safer than regular cigarettes they are still considered a high risk product and require a higher level of supervision by the payment processor. There are countries that outlaw the sale of ecigarettes and the payment processors must make sure that their merchants only sell their products to countries where it is legal. This requires effort on the part of the payment processor to make sure what the laws are internationally. The bank will charge a higher rate because of this requirement. Many payment processors will totally avoid ecigarettes because of the increased risk and time they must spend on the merchants.

Ecigarette merchants will be able to accept payments and orders both online and over the phone. For online orders the merchant will be given an easily integrateable API that their webmaster will be able to setup quickly. Then the customer will be able to add all of their items they plan on purchasing in their shopping cart and checkout with their credit card or debit card. For phone orders or manual orders the customer will be able to call into the company and give their order list along with their card details to complete their order. The merchant will be able to input all of this information manually into the virtual terminal part of the online gateway and receive a real-time approval or decline on the card within seconds.

Offshore Merchants has been setting up ecigarette merchant accounts since 2007. Ecigarette merchants are able to be setup and approved for either a; high risk domestic merchant account and/or an offshore merchant account.

Contact one of our helpful account representatives to assist you in the setup of high risk merchant accounts, offshore merchant accounts and high risk offshore merchant accounts.