Adult merchant accounts are able to
be setup with payment processors and
banks both domestically in the US and
with offshore processors. Adult
merchants are categorized as high risk
for the main reason that their websites
and content is only legal for customers
18 and over. When there is age
verification that needs to take place
the risk is heightened with the
industry. Adult merchants that are based
in the USA are able to be approved and
setup with a high risk domestic account.
The merchant will need to provide all of
their documents to the bank along with a
non-expiring username and password. A
credit score for the owner over 600 will
also assist the merchant with being
approved quickly.
If the merchant is based outside of
the USA the merchant will need to apply
for a merchant account with an
international merchant account
processor. There are a number of
solutions for these merchants with rates
starting very low if the merchant has
previous processing history. As with any
high risk business, merchants with
previous processing history are more
sought after and will receive the best
rates and terms. Some international
payment processors will accept startup
adult businesses but they are limited.
The majority of adult processors are
looking for adult merchants that are
established with a proven track record.
Offshore Merchants has been setting
up adult merchant accounts since 2007.
Offshore Merchants is able to setup your
business with both domestic and
international payment options depending
on your business. Many merchant account
providers will require an in depth
review of the merchant’s website(s)
before approval is given. They want to
make sure that the merchant is operating
100% above board without any type of
illegal or forbidden activities on their
websites that could jeopardize the
payment processor.
Contact
one of our helpful account
representatives to assist you in the
setup of
high risk merchant accounts,
offshore merchant accounts and
high risk offshore merchant accounts.