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NUTRA PROCESSING OF CREDIT CARDS ON THE WEB

Every ecommerce merchant should be aware of the fact that processing of credit cards on the web will lead to high sales and therefore, high profits. However, most of them don’t have any idea as to how secure this system is. Hence, they don’t use this system, as they think that they will get cheated. The security of your customer’s is very important. No body will do business with you if they aren’t sure that their information will be safe. You should be sure, only then can you make your customer’s sure.

Every credit card processing firm based on the web guarantees that it has the best security systems in place and therefore, your transactions will be completely secure. However, you should not believe them unless you double check it. To do it, you should become familiar with the technologies that the processing companies use. There are several security systems, but the most advanced and the best system existing today is “SSL”.

SSL stands for “Secure Socket Layer”. It is a system that is developed to prevent hackers from eavesdropping or spying on your transactions. This will prevent data substitution, data modification and data theft. Let’s see what each of these terms mean:

Data Theft: The hacker gets hold of all the transaction information such as account number, addresses, names, credit card number and other information.

Data Modification: The hacker modifies the transaction information like the recipient addresses or any thing else.

Data Substitution: The hacker substitutes an entire block of information with another block.

The SSL system makes use of a 2-stage, certificate based verification and also encrypts the data to prevent any hacker from using the processing gateway of the web credit card processor. Therefore, you should never ever do business with a web processing company that does not have the SSL security system because without SSL there may be problems with banks, unsanctioned money transfers and then you will have to deal will dissatisfied and furious customers.

Given below are a few don’t which you should provide your customer’s with:

  • Credit card owners should not give out their credit card and personal information unless they are absolutely sure that their information will be secure.
  • Credit card owners should immediately report any unauthorized transaction in their card. If their card is stolen then they should immediately calling their issuing bank and report the stolen card, so that it is blocked.
  • Credit card owners should find out whether the online store they are shopping in has advanced security systems in place.

The security systems provided by them is one of the most important factor when you are considering a processing company for your website. Always be sure about the security features provided by the company. You should also implement auxiliary systems developed by MasterCard and Visa so that your customers will be comfortable to shop in your online store.

One easy method to prevent credit card fraud is: verify the shipping address and the card holder’s address, manually. Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account or offshore merchant account for a high risk merchant.