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SECURE POKER PAYMENT GATEWAY – HOW TO SELECT A GOOD ONE

A merchant account is like the license to accept credit card payments from your customers whereas the payment gateway is the connecting link between your business account and the customer’s credit account. Since financial transactions are performed through the payment gateway it has to be secure.

A real – time “Payment Gateway” provides merchants, a secure way to accept payments through e – checks and credit card. A “Payment Gateway” that is secured permits the merchant to get the details of the customer’s checking account or the credit card and transmit the information to his processor over the encrypted and secure SSL connection. If the transaction is approved then the funds are transferred from the customer’s checking account or credit card to the business account of the merchant.

The best “Payment Gateway” services will be used by merchants to process online, mobile and retail customer sales. If you are a merchant then you should select a service provider who will support your company while it grows. For this reason, having a payment gateway that supports more than one sale's environments like mobile, online and retail will be highly beneficial. If you have to open a gateway for each type of processing then you will be wasting a lot of your hard earned money.

Since there are several payment gateway providing companies, you will have a difficult time to make the correct choice. Given below is a checklist that will make your job easier. In the end, your choice should meet the requirements of your business and should increase your business profits.

The checklist to make the right choice is:

  • Sales reporting in real – time.
  • Virtual terminal or batch uploads to process manual transactions.
  • Virtual POS to process the card – present transactions.
  • Recurring billing capability to process subscription and membership services.
  • An integration method that integrates your back office s/w with your payment processing s/w.
  • Online Knowledgebase
  • An online help desk
  • Technical Support that should be available all the time
  • Balancing of load to process several merchant accounts with one payment gateway. This is an important requirement when your business will be of significant size.
  • Open Source and Commercial Payment Modules for shopping carts.
  • The company should be PCI compliant
  • Should provide “CRM Payment modules” in the form of commercial and open source software support.
  • Retail Point of Sale Software support
  • AVS or address verification system
  • An online merchant module that is safe and secure

Some of the add-on or optional services that should be available when selected by you are:

  • Processing of electronic checks
  • Sophisticated tools for fraud protection
  • Data storage, to store customer payment information, that is PCI compliant
  • Software to make mobile payments, for example through iPhone’s.

Remember that your customer’s payments are the lifeline for your company and you are choosing or authorizing some one to do it for you. Therefore, be sure that you make the right choice. Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account or offshore merchant account for a high risk merchant.