SECURITY AND REPLICA CREDIT CARD
Today, the computer can
be used to do buy and sell things and
this functionality is only becoming more
popular each day. It is very convenient
unlike the traditional method and takes
much lesser time. You can complete your
buying and selling transactions right
from the comfort of your home. However,
the major concern of the people doing
ecommerce on the internet is “Security”.
Ecommerce or electronic
commerce refers to any business or
transactions where information is
transferred across the net. There are
many different forms of ecommerce.
Business to Consumer
In this form of ecommerce
services or products are directly sold
to the customer by the company. It
mostly happens through e-shops.
Business to Employee
This is also referred to
as the “Intranet”.
Consumer to Consumer
This type of ecommerce
involves transactions which are done
electronically between customers. The
best example for this type is Online
Auction, where customers try to outbid
each other to buy the product.
There are many other
types like G2B and G2G.
Security and Ecommerce
Any ecommerce system has
to provide 4 requirements:
Privacy – information should be kept
in a safe place so that is cannot be
seen by others.
Integrity – any message or
information that passes through the
system should not be tampered with.
Authentication – recipient and
sender should be able to provide
proof of their identities to one
Non-Repudiation – proof for the
receipt of the message should be
given to the sender.
These measures are needed
so that the transactions are done in a
safe and secure manner without any
interference from any third party.
How to implement these
For this purpose, you
have to implement one or more of the
suggestions given below:
PKI or Public Key Infrastructure –
this provides authentication and
Digital Signature – this provides
integrity and authentication.
SSL or Secure Socket Layer – This
provides authentication and privacy.
Time Stamp and many others.
The most advanced and
popular security system for ecommerce
applications is the SSL or Secure Socket
Layer. The reason for this is; it has
the best functionalities from PKI. SSL
technology uses Digital Certificates and
PKI to provide authentication and
privacy. The process is: the client asks
permission to exchange data with the
server; the server sends a reply that
has the digital certificate. Using the
PKI system, the client and server
negotiate and create the session keys.
Then, the client and server can
communicate using these keys and the
digital certificate. To confirm whether
a website is using SSL, look at the
address bar: if you see “HTTPS” and a
padlock icon then you can be sure that
this page is safer that the others.
Is it just safer, or
totally safe? It is just safer because
totally safe sites don’t exist. The
ecommerce providers mostly leave the
task of securing their website to an IT
hosting company. However, it is better
if you are aware of how it secures your
site and what the responsibilities from
your side are. Contact
one of our helpful account
representatives to assist you in the
high risk merchant account or
offshore merchant account for a
high risk merchant.