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TIPS TO MAKE YOUR PHARMACY CREDIT CARD PROCESSING PAYMENTS ON TIME

People put in a lot of energy and time in finding the best rates and other conditions to be favourable before they apply for the credit card. In several cases, people accept credit card offers so that they can move all their credit card balance’s to one place which can be managed easily. This is the Balance Transfer Credit Card. This will not only make your credit card debt manageable but also decrease your monthly instalments. Many people’s effort goes waste because they fail to pay their credit card dues on time making them ineligible for low fees and rates. Also, they would have to bear the additional burden of the late payment fees. Here, are a few tips that will help you to avoid such late payments and save you the fines.

1)    Keep track of the details – This is the first, obvious step to be doing, which several credit card holders don’t follow. Before you arrange the cash to make your credit card payment you should be aware of the due date. If you have more than one credit card then you should know the due dates of all those cards. Also, look closely in to your fine print and find out how long is the interest free period or the grace period. Then you should look for the due date, not just the day but also the time. This is particularly important for those customers who pay online or auto debit their savings account.

2)    Know the options available to you – Today, you have several payment options to choose from that is beyond sending a paper cheque through mail. The other options that are available to you are automated withdrawals, by mobile phones, by telephone and online. Deciding which payment mode you want to use to make your payment will determine the amount of time remaining to make your payment on time. Very obviously, the slowest method is paying with a paper cheque. There is no guarantee that your payment will reach on time when you use that route. If you don’t take advantage of the advanced technology available today then you will end up paying the late payment fees.

3)    Fitting your monthly instalments within your budget – After knowing the due dates and your mode of payment then you should decide where and how you will arrange the funds to make your credit card payments each month. Several people also have other bills whose due dates are around the same day. This is the reason why you should plan your budget well. You should have a different budget for your house and one for all other expenses. If you don’t have one then you should get started without wasting any more time.

The paying of your credit card payments on time will also increase your credit score and help you to make a good credit report. A good credit report will allow you to take credit at very low interest rates. Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account or offshore merchant account for a high risk merchant.