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PHARMACY CREDIT CARD PROCESSING PAYMENTS USING PHONE CALLS

It has become common to make credit cards’ payments by way of phone calls. Companies use this method so that it becomes easy for customers to make their payments and this will also help to increase the profits made by the companies who can ensure that payments are made promptly. All that the customer has to do is to locate a phone that is in the immediate vicinity of whichever location they are in.

With respect to customers, there are customers who are on the run and they are happy that such a facility is available. This saves time needed for travelling and reaching the office of the company to pay up the bills. Some customers get very less leisure time and they cannot afford to use this time solely for paying bills. The payment & order system is automatic and the overall process is simple.

For making payments using a telephone, the basic requirement is the possession of merchant accounts. Underwriters associated with the traders will co-ordinate the credit card payments. The underwriter’s job is to make sure that all credit card payments are cleared and the cash reaches the account of the trader. Anyway, this service is not free and traders need to pay an additional amount for this. The service that is extended for the fee charged is reasonable and most traders use this service. To make sure that the service is good, traders locate reputed underwriters like banks or solid lenders. After that, traders can apply for the merchant accounts. Before this, it is better to reserve some time for knowing the fee and rates so that there are no problems later on. It is possible to zero in on the best deal by comparing the fees of all the lenders.

Once a merchant account is approved, traders can choose digital phone services for accepting payments over the phone. Such services can have different options like making payments over phone available all 24 hours of a day/only at specified times. The service can be used for responding to the calls that customers make when they need some help. For these services, the trader must make the telephone lines safe and secure. It is mandatory to provide facilities like voicing credit card numbers or keying them in. Other commonly needed options that are sought after by the customers are confirming numbers, requesting for receipts by email or ordinary mail.

In recent times, placing orders and making payments are done conveniently using telephones. This is beneficial for both the customers and the traders because customers find this facility a welcome change to making payments in person which can be tedious in the long run. At the same time, the facility can boost the sales of traders. All that a trader has to do is contact the merchant account provider and request them to send a sales representative who can mention the benefits of the account in a detailed manner and also clarify queries. Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account or offshore merchant account for a high risk merchant.