high risk merchant accounts?
High risk merchant accounts are for certain
businesses that are considered to be
riskier. For example, a business that may be
prone to a high rate of chargebacks or fraud
What cards can we accept with
You are able to
process Visa and MasterCard credit/debit
cards. You may also able to process American
Express and Discover which depends on your
What are the rates?
rates and fees depend on your type of
business, monthly processing volume and
risk. Most rates range from 3%-7%.
How long does it take to be approved?
Once you provide us with the proper
documentation, approval generally takes
place within 4 to 8 days. This is
especially true on lower volume accounts as
you will usually be able to process within a
day of signing up.
Can I expect a
As is customary with
high risk accounts you should probably
expect to have a reserve account. They are
typically 10% rolling reserves for 6 months.
Here is how they work. Out of each batch 10%
of the gross is set aside in a reserve
account. On the 7th month the funds are
released to you for the first month, on the
8th month for the second month, etc. This is
a continuous cycle. As good processing
history occurs over time this may be
Is there a credit check?
Do you accept merchants from
outside the USA?
merchants are welcome.
Are there any
No! We welcome high
volume credit card processing merchants in
any type of legal business with a clean
processing history. If you have been
terminated by another provider because of
high volume then you have come to the right
one of our helpful account
representatives to assist you in the
high risk merchant account or
offshore merchant account for a
high risk merchant.