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ACH echeck Processing

ACH echeck processing is one of the most popular methods of payment acceptance for merchants and businesses today. The high cost of credit card and debit card processing has made these forms of payment less enticing as they once were. Customers have veered away from using their debit card if their bank is going to charge them a monthly fee to do so. On the other hand, merchants are sick and tired of paying Visa and MasterCard’s huge fees because of accepting their brands of cards. There has been a steady increase in ACH echeck processing and this trend will continue into the future.

Customers prefer to pay for products and services by using their bank account instead of their credit card. Studies have shown that this protects the customer from spending more than they have budgeted while also avoiding any excess fees that their bank may charge because of their debit card that is linked to their account. ACH echeck processing is one way for customers to gain all of the benefits that debit card processing offers without the extra costs involved. Customers will be able to pay merchants safely both face to face and online while knowing they are not paying an additional fee to do so.

Benefits to the merchant are endless. ACH echeck processing is less expensive and it is more difficult for customers to charge back orders the customer has placed with the business. Orders are easily processed and payouts to the merchants are done quickly. The funds are automatically debited from the customer’s bank account and once the funds are shown to have cleared they are transferred to the merchant. Merchants find this service to be very beneficial to their businesses. They do not receive a real time approval however they receive a reduced rate and fast payouts.

Merchants that are interested in processing ach echeck payments must make sure that they choose to work with a merchant that understands their business type inside and out. Many companies on the outside say they provide ACH echeck processing however when it is broken down they are not providing these services normally. At Offshore Merchants ACH echeck processing is a large percentage of our business. We strive on providing sound payment processing solutions to businesses based worldwide in a timely matter.

Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account, high risk ach account or offshore merchant account for a high risk merchant.