Echeck processing for high risk businesses provides more payment options for the business as well as for the customers. Depending on a customer’s specific situation they are given the choice that will work best for them. Echeck processing is a very simple form of payment acceptance. Merchants will be given the option of using a virtual terminal to process the transactions or by inputting the transactions into a spreadsheet and uploading them to the processor daily. Most large companies operate by uploading transactions into the terminal daily.

The processor will then run the transactions daily depending on their company’s cut off time. When applying for a high risk echeck account it is important to make sure that the processor is aware of your complete business type. Some processors have strict policies concerning what types of business they will accept and will not accept. Many high risk businesses are on or near the line between these two and if a processor is not 100% aware of all of the business practices of their merchants they may discontinue processing for that business and hold all funds into the future. Provide a complete package to the processor including application and processing history when you apply.  

Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account, high risk ach account or offshore merchant account for a high risk merchant.