If you are the owner of a small business then you would have faced a Catch 22 condition where you will need to increase your customer base, on one hand but you don’t have the finances to hire employees for servicing these new clients.

In such as situation the “Small Business Merchant Account” will help you to get out of this situation. “Small Business Merchant Accounts” permit the small business owners to accept customer payments in several modes like checks, credit cards and many other e – mediums. Some of the most widely used payment modes of today include credit card and electronic check, which are very quick and reliable, and also gives the business a competitive advantage over its rivals. The payment gateways available with the “Small Business Merchant Account” permit instantaneous processing of the purchases, which makes it feasible for the merchant to do more transactions in less time.

Since the process of payment is safer and simpler, higher percentages of the clients return to repeat their purchases. Also, since there is no unnecessary paperwork required, the owner will not need to hire more employees. The rapid and timely handling of the purchases increases the efficiency of the business and the accepting of several forms of payments, ranging from checks to credit cards, increases the sales by up to forty percent, according to experts. Finally all this culminates in higher sales volume, resulting in higher profits for the business. Thus, the not so significant “Small Business Merchant Account” makes all the difference between the survival and the failure of the business in the critical start – up phase.

This method of processing payments becomes even more critical while the setting up of the business by its owner. He will not have the capital to hire a large number of employees to provide services for his client’s, but his success depends on the larger customer base.

The “Small Business Merchant Account” will offer processing services to a variety of models such as physically located or online stores, mobile business, telephone order or mail order. Small merchants will be able to enjoy the best discount rates for processing services if they do the proper research.

Another type of Business Merchant Account is the home business merchant account which is very similar to the small business merchant account. This is useful for amateurs who set up businesses at home. When you get the Home Business Merchant Account you will quickly realise its benefits. For starters, you can create a business website and attach it to the home business merchant account which can generate more sales for your business. You do not have to be the “next big thing” to have a merchant account. One has to understand the simple fact that the sales will increase resulting in increase in profits just by having a business merchant account, due to the fact that people like the idea of “buying now and pay later” offered by the credit card, also known as plastic money.

Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account or offshore merchant account for a high risk merchant.