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Pharmacy Merchant Account Restrictions in the United States

Pharmacy merchant accounts are only available from offshore processors for a number of legal reasons. These merchants have a number of issues including scrutiny from drug companies, governments and the card brands. Drug companies are constantly suing the card brands over the processing of generic products that are sold as the brand name product. The government is cracking down on online pharmacies because there are commonly allegations of fake drugs being sold that have not gone through rigorous testing and are not approved by the FDA. Fake drugs are a large problem. These fake drugs are being sold under the brand name drug however the drug was not manufactured by the real company. All of these legal problems plague payment processors and legitimate online pharmacy businesses because of the increased amount of risk which adds to the cost of the processing solutions.

Pharmacy merchant accounts will be able to process numerous different drugs. These drugs will include; herbal supplements, weight loss products, woman’s contraception and health medication and men’s health medication such as; cialis, Viagra and propecia. These pharmacy merchant accounts will have strict requirements of what they are able to sell and what they will not be allowed to sell. No processors are going to allow controlled drugs to be sold. The pharmacy payment processor will review the pharmacy merchant’s website in depth to make sure there are no restricted drugs being sold. If there are restricted drugs on the merchant’s website, the merchant must remove these before being approved. The processor will keep constant check on their merchant’s websites to make sure no restricted drugs are being sold.

Offshore Merchants has been setting up pharmacy merchant accounts since 2007 and will be able to have your online pharmacy approved and setup within 1-3 weeks depending on the completeness of your supporting documentation and your previous processing history.

Contact one of our helpful account representatives to assist you in the setup of high risk merchant accounts, offshore merchant accounts and high risk offshore merchant accounts.