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Pharmacy Merchant Account Canada

There are many ways in which the merchant account holders accept payments. A customer also has various ways to make payments to the merchant on their purchases. The banks that provide merchant account for the applicants also provide the internet banking services to the customers. Payments can be made through online payment gateways which are considered to be the most reliable and the fastest method of making payments.

The customer is provided with a user-id and a password. This user-id and password is unique in the sense that each customer’s id is different than the others. The customer has to log into the bank’s website in order to access his account. If a customer faces problem while logging in, then, a customer care is made available 24 x 7 who are ready to help the customers who needs help. The user-id and password which is given to the customer is required while logging in to the user account. The customer has to select the Bill Pay option which will be given in menu list. The person has to register himself as a biller while selecting the option. This is a onetime setup, after a new account is opened. After that, the customer can make future bill payments through the electronic banking services.

When a customer wants to make bill payments through the electronic checks, then firstly, he has to log in to the bank’s login page which is obtained from the website. The customer has to click on the option “Click to Pay” to make payment by the electronic online check. The system immediately prompts for the check number and code. They contain the transaction code and IFS code, which is provided by the bank while issuing the merchant account to the applicant. These codes bear the bank’s location and area. The first six digits mean the unique bank location code. The customer can, then, make payments through the online check payment gateways. Another way in which the merchant account holder accepts payments is by the Auto-Debit system. Here, the payments are accepted on a monthly term. The amount that is to be paid is automatically debited to the customer’s bank account. The customer has to repay the bank at the month’s end.

The amount which is calculated is called as minimum due or the total amount due. A customer can make bill payments to the merchant’s bank account directly through the mobile phone also. The bill payment can be done only by using the mobile banking services. The customer can also phone the bank manager to request for a fund transfer to the merchant’s bank account. During the early period, this transaction use to take about 3 consecutive days to be completely cleared but in the recent years, because of the internet banking facilities, it is fast and accurate. Hence, it is the most convenient as well as reliable and fast payment option. Another way of making bill payments is by the use the credit cards. A customer has a wide range of products that are available on the internet, to choose from. He/she can make the bill payments through the online payment gateway systems. Contact one of our helpful account representatives to assist you in the setup of a high risk merchant account or offshore merchant account for a high risk merchant.